Risk calculation grid
In order to meet the requirements of the 5th Money Laundering Directive, in particular Articles 14 to 18, the Directives propose a risk grid which makes it possible to determine whether the natural person represents a low, medium or high risk. In this grid, almost all responses are automatically generated based on the information encoded in the system. It is therefore essential to first complete the requested information.
Once the necessary information has been coded, the only remaining step is to manually answer the question of whether the shareholder who owns more than 25% of the shares of a 25% client company is fulfilled.
This information is coded in the request and determines the level of risk.
If you think that the risk level calculated by the system is incorrect, you can change the calculation and assign the risk you want. However, if you do so, you must justify your decision.